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Monthly Archives: March 2021

    Is Homeownership Still Considered Part of the American Dream?

    By Danny Cheung | March 31, 2021

    As it always has been and very likely always will be, homeownership continues to be a major component in every generation’s pursuit of the American Dream. Read More

    How a Change in Mortgage Rate Impacts Your Homebuying Budget

    By Danny Cheung | March 30, 2021

    Thanks to low mortgage rates, the spring housing market’s in bloom for buyers – but these favorable conditions may not last for long. Let’s connect today to start the homebuying process while your purchasing power is still holding strong. Read More

    What It Means To Be in a Sellers’ Market

    By Danny Cheung | March 29, 2021

    Home prices are appreciating in today’s sellers’ market. Making your home available over the coming weeks will give you the most exposure to buyers who will actively compete against each other to purchase it. Read More

    2021 Real Estate Myth Buster

    By Danny Cheung | March 26, 2021

    Some Highlights There are a lot of misconceptions about buying or selling a home today, making it challenging to know exactly how to navigate the current real estate landscape. Here’s a little clarity when it comes to 5 common myths about the 2021 housing market. Let’s connect to discuss your needs and so you can decipher facts from fiction in our local market Read More

    Buyer & Seller Perks in Today’s Housing Market

    By Danny Cheung | March 25, 2021

    Whether you’re thinking about buying or selling a home, there are major perks available in today’s housing market. Let’s connect today to discuss how these favorable conditions play to your advantage in our local area. Read More

    Why You Should Think About Listing Prices Like an Auction’s Reserve Price

    By Danny Cheung | March 24, 2021

    Someone who’s more familiar with the housing market of the past than that of today may think offering more for a home than the listing price is foolish. However, frequent and competitive bidding wars are creating an auction-like atmosphere in many real estate transactions. Let’s connect so you have the best advice on how to make a competitive offer on a home in our local market. Read More

    Should We Fear the Surge in Cash-Out Refinances?

    By Danny Cheung | March 23, 2021

    It’s true that many Americans liquidated a portion of the equity in their homes last year for various reasons. However, less than half of them tapped their equity compared to 2006, and they cashed-out less than one-third of that available equity. Today’s cash-out refinance situation bears no resemblance to the situation that preceded the housing crash. Read More

    What Credit Score Do You Need for a Mortgage?

    By Danny Cheung | March 22, 2021

    According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not their credit score is strong enough to qualify for a mortgage. While stricter lending standards could be a challenge for some, many buyers may be... Read More

    Americans See Major Home Equity Gains

    By Danny Cheung | March 19, 2021

    Some Highlights Today’s home price appreciation is driving equity higher throughout the country. If your needs are changing and you’re ready for a new home, your equity may be a great asset to power your next move. Now is a great time to put your equity toward a down payment on the home of your dreams. Read More

    To Renovate or Not To Renovate Before You Sell

    By Danny Cheung | March 18, 2021

    We’re in a strong sellers’ market, and that means you have the leverage to sell your house on your terms. Let’s connect today to determine if renovating is really the best way to spend your time and money before you sell. Read More