| CategoryThere’s No Reason To Panic Over Today’s Lending StandardsMaryland, Virginia and the District Real Estate

There’s No Reason To Panic Over Today’s Lending Standards

Today, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One of the factors they’re…

Written by Danny Cheung

April 1, 2021

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What Credit Score Do You Need for a Mortgage?

According to data from the most recent Origination Insight Report by Ellie Mae, the average FICO® score on closed loans reached 753 in February. As lending standards have tightened recently, many are concerned over whether or not…

Written by Danny Cheung

March 22, 2021

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What Are the Benefits of a 20% Down Payment?

If you’re thinking of buying a home this year, you may be wondering how much money you need to come up with for your down payment. Many people may think it’s 20%…

Written by Danny Cheung

March 1, 2021

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Home Mortgage Rates by Decade

Some Highlights Mortgage interest rates have dropped considerably over the past year, and compared to what we’ve seen in recent decades, it’s a great time to buy a home. Locking…

Written by Danny Cheung

February 19, 2021

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Will Low Mortgage Rates Continue through 2021?

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast,…

Written by Danny Cheung

February 18, 2021

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Should I Wait for Lower Mortgage Interest Rates?

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year.…

Written by Danny Cheung

January 19, 2021

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The Do’s and Don’ts after Applying for a Mortgage

Once you’ve found the right home and applied for a mortgage, there are some key things to keep in mind before you close. You’re undoubtedly excited about the opportunity to…

Written by Danny Cheung

December 21, 2020

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Will Mortgage Rates Remain Low Next Year?

In 2020, buyers got a big boost in the housing market as mortgage rates dropped throughout the year. According to Freddie Mac, rates hit all-time lows 12 times this year, dipping below 3% for the…

Written by Danny Cheung

November 19, 2020

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How Will the Presidential Election Impact Real Estate?

The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic unemployment, and a level of social unrest…

Written by Danny Cheung

September 2, 2020

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Mortgage Rates & Payments by Decade

Some Highlights Sometimes it helps to see the dollars and cents you’ll save when you purchase a home while mortgage rates are low. Today’s low rates mean it’s less expensive…

Written by Danny Cheung

August 14, 2020

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Category: Interest Rates & Mortgage

There’s No Reason To Panic Over Today’s Lending Standards

What Credit Score Do You Need for a Mortgage?

What Are the Benefits of a 20% Down Payment?

Home Mortgage Rates by Decade

Will Low Mortgage Rates Continue through 2021?

Should I Wait for Lower Mortgage Interest Rates?

The Do’s and Don’ts after Applying for a Mortgage

Will Mortgage Rates Remain Low Next Year?

How Will the Presidential Election Impact Real Estate?

Mortgage Rates & Payments by Decade

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